Benefit Summary


  • Employee coverage only, provided by the College.
  • $50,000 to age 64, reduced coverage every five-year increment.
  • Option to purchase additional coverage on self, spouse, family

LONG-TERM DISABILITY, LTD intended to protect your income for a long duration after your short-term illness/injury has extended beyond three months.

  • Employee coverage only, provided by the College.
  • Pays 60 percent of monthly gross after three months of disability with a maximum monthly benefit of $8,000.

FLEXIBLE SPENDING ACCOUNTNo contribution by Ripon College

  • Medical Reimbursement available for expected out-of-pocket expenses for employee and family
  • Dependent Care Reimbursement available for childcare at daycare or home
  • Amounts deducted on a pre-tax basis
  • Medical Reimbursement allows roll-over of up to $500 unused funds into the next calendar year

EMPLOYEE ASSISTANCE PROGRAMAssists you and your immediate family in times of personal setback or crisis.

  • Qualified to help you with a range of family, health and personal issues: relationships, legal and financial, skill-building and much more.
  • 24-hour access by phone or website
  • Confidential, free, professional assistance


  • Available to employee, their dependent children and spouse (dependent child status determined by employee’s IRS 1040 form)
  • Eligible full-time students also may apply to participating Associated Colleges of the Midwest (ACM) schools (Beloit, Coe, Colorado, Cornell, Grinnell, Knox, Lawrence, Lake Forest, Macalester, Monmouth and Luther College)
  • Also ACM Tuition Exchange; and the Council of Independent Colleges (CIC) Tuition Exchange, which includes 423 participating institutions


  • Contributions by employees and the College into our retirement account through Transamerica are fully vested
  • Faculty teaching at least 6 credit hours/semester or Staff working at least 1,000 hours are eligible upon employment if related service with an eligible employer of
    a 501 (c)(3) organization or an institution of higher learning has been satisfied
  • If not satisfied, one year waiting period
  • Employee contributes a minimum of 5%; College contributes 6.5%
  • Employee may contribute extra to Regular and/or Roth Supplemental Retirement Account), no employer contribution

MEDICAL/PRESCRIPTION INSURANCEExample below is based on Individual Coverage. This coverage is purchased on a pre-tax basis.

DENTAL INSURANCEExample below is based on Individual Coverage at an enhanced level. These coverages are purchased on a pre-tax basis.

VISION CAREAll portions of the vision plan are paid for by the Employee.
Vision Care

Physical Address:
300 W. Seward St. Ripon, WI 54971
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Email: [email protected]
Phone: 920-748-8115
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